Education
Property Investment
Property investment is one way of adding to your wealth creation and must be done after proper research and consultation Channel Direct Home Loans has compiled a number of articles that may assist you with your research
One of the secrets of property investment to do your homework and research and most importantly don’t buy with the heart fore more detail.
Follow the link below Steps-Successful-Property-Investment
I want to purchase an investment property but I’m not sure where to start. What is required to make a good – AND safe – investment decision? Investment Property
As an exercise, why not go through the following checklist to identify a potential investment property then contact us to find out how much you could borrow to buy it! Investment-Property-Checklist
Over the last four years the number of investment property loans in Australia has grown by 37% compared to an increase of only 4% in the number of owner occupied loans. These are the latest findings from the Roy Morgan Research Consumer Single Source survey of approximately 45,000 people per annum. MMC_UsingHomeEquityWisely
Residential property can be a great investment selection – but you need to buy well in order to secure the best return. Path to investment Success
Did you know that your skill and experience in managing a tight budget could make you a better property investor than some big spending high income earners? What_it_takes
Useful Links
Research¹ shows about 57% of Australian adults are savers although only 16% of those manage to save quite easily.
When many of us feel burdened by the mere cost of ‘living’ it is often difficult to establish a savings plan. However, creating a savings habit can play an important role in our ultimate financial future.
So what are some of the key tips for becoming a successful saver?
We often convince ourselves to spend money on things we simply don’t need. Becoming a good saver is a game of psychology – it requires awareness of the unconscious triggers that prevent us from keeping our money in the bank.
Creating certain habits can help combat the impulsive and seemingly innocuous behaviours that cause us to overspend.
Useful Links when looking for Home or Investment Loans
NSW office of State Revenue Calculators :
New Home Grant This will calculate your costs or savings based on the purchase price of the property. The calculator links listed below will assist when looking for available grants and costs associated with purchasing property.
- First Home New Home Use this calculator if purchasing with another party
- Stamp Duty Calculator This will calculate the stamp duty payable on an existing home
- 1-FILLABLE FACT FIND-2020
- 2-COMBINED CREDIT GUIDE & PRIVACY STATEMENT-OCT-2021
Latest News
November-2021-Australia goes on spending spree
Just one month to Christmas! Don’t forget to start buying your presents, because a lot of orders are being delayed right now. In the meantime,
October 2021-Home loan rules tightened-borrowing capacity targeted.
Some interesting property and finance news for you to enjoy:October-2021 • Home loan rules tightened • House rents grow 5.5% • Be wary of buy-now-pay-later
Risks and Rewards of Co-buying a Home
Historically, many Australians have opted to share the financial burden of buying a home with another person in order to save costs and reduce stress.
5 Tips to Crush Bad Debt
5 Tips to Crush Debt Chances are that at this time of the year – and particularly during a global pandemic – many of us
Is Now the Time to Refinance
Is Now the Time to Refinance Australia’s cash rate is at its lowest level in history. Does that mean the time is right to make
Costs of Home Buying
There’s more to buying a house than meets the eye. It can help to tally up all the costs of home-buying before you start. Costs
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