Home Loan Products
A Home Loan can be one of the biggest decisions anyone will make in their life and choosing the right one has become more complex as the industry becomes more competitive.
Home loans are available in many different variations. There are introductory, fixed and variable rates offered by lenders, with interest-only or principal & interest (P&I) repayment methods. The fees and features offered by each lender differ and there are a multitude of variations available to suit your needs. First-time buyers need to have the right knowledge when looking to buy, from what repayments and loan options they require to suite their circumstances. They should also know how to compare loans and where to look to get an overview of the market. With access to over 20 lenders and over a hundred different loan products click the contact us button for an appointment. Standard variable loans are Australia’s most popular type of home loans. The interest rate varies throughout the loan term. These loans generally offer excellent flexibility, low fees and often offer great features such as an offset facility, redraw facility, no limits on additional repayments and in most cases, no early pay-out penalties. Self Managed Superannuation Funds (SMSF) loans lets your fund borrow to purchase investment property Vehicle & equipment finance is another way of assisting businesses with cash flow